Mutual Fund Audit
Search any AMFI-registered fund, add it to your selected basket, and model SIP outcomes from historical performance. Live NAV and real CAGR are fetched from mfapi.in on demand, and TER can be layered on top to see fee drag.
Selected Funds
Build a comparison basket
Add funds from search, set rough allocations, and use their historical performance to power the simulator.
No funds selected yet
Search above and tap Add on the funds you want to model.
How it works
Fund list: fetched live from api.mfapi.in/mf (~16K AMFI-registered schemes). Returns are computed from actual NAV history fetched on demand — no stored data.
CAGR is point-to-point: NAV today vs NAV 1/3/5 years ago (nearest available trading day). It is not rolling or SIP return.
TER is not available in any free public API. Enter it manually from the AMC monthly factsheet or AMFI's expense ratio page. Direct plans are typically 0.5–1.5% cheaper than regular plans — a difference that compounds to lakhs over decades.
New in MF Audit
Advanced FIRE SIP Outcome Calculator
Model a step-up SIP, see future corpus vs today's-money value, and optionally use one selected fund or your whole basket's trailing 5Y SIP outcome as the return assumption.
₹3.0L invested per year at the start
Applied once every 12 months to next year's SIP
Manual assumption
Historical fund mode
Add funds from the search results to enable historical basket mode
Backward-looking SIP outcome, not a prediction.
Optional
Projected corpus
₹2.17 Cr
Today's money
₹90.6L
Total invested
₹95.3L
Wealth gained
₹1.22 Cr
Invested capital vs wealth created
Yearly view built from monthly simulation data.
What this assumes
- Monthly SIP goes in before growth each month.
- Step-up is applied once every 12 months, not every month.
- Inflation is used to compute today's-money value of future corpus.
Historical fund mode
The trailing 5Y SIP return simulates investing on the 5th of each month using the loaded fund's NAV history. It is useful as a reality check, not a forecast.